Watch More Loans Drive Off the Lot with
Full-Spectrum LendingConsumer Financing for Recreation Vehicle Dealerships and Financial Service Providers

If you are not financing customers with credit challenges, you may be missing out on potential business.

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About Recreation Lending

A female member of the recreation sales team, dressed in professional attire, stands in a conference room.She is smiling and looking toward the camera.

We specialize in providing consumer financing through dealers and contractors at the point-of-sale for purchases such as RVs, boats, and home improvements. We also work with strategic partners to facilitate lending program growth and regulatory compliance via their established technology or financing platforms.

If you haven’t experienced our industry-leading customer service, we invite you to contact us. We would love an opportunity to demonstrate what we can do for you and your team.

Why Medallion Bank?

Generous Front End and Back End

Generous Front- and Back-End Advances

Our financing programs give you room to work with your customer to find the perfect fit.

Fast Funding

Fast Funding

Our loan funding process is among the fastest in the industry, aimed at achieving a turnaround time within 1 to 2 business days.

Dedicated Bank Contacts

Dedicated Bank Contacts

You will know exactly who to call and how to reach them. Give us a try. We think you will be pleased.

Training

Training

We can train your team to effectively assist a variety of customers, including those who have experienced credit challenges.

Everyone deserves the opportunity to explore the great outdoors.

Everyone deserves the opportunity to explore the great outdoors.

Before 1995, individuals facing credit challenges were often unable to finance recreational vehicles. The team at Medallion Bank worked to innovate and broaden the range of applicants eligible for loans.

Everyone should have the chance to experience and enjoy the great outdoors.

Technology

Technology

We are constantly investing in technology to improve the lending process. From alternative credit application paths to underwriting and funding automation, technology facilitates fast decisions on a wider range of applications.

I think the number one thing about Medallion Bank would be their openness to communication. They look for a way to do the deal, not for a reason not to. They have always been open to that way of thinking and that’s what we appreciate about them.

– Multi-State Dealer Group

Medallion Bank helps me to close more deals. That’s absolutely true, and I think they are easy to work with. They’re absolutely my favorite.

– RV Dealer, Albuquerque, NM

I’m never scared to call and put our heads together to find a way to make a deal happen. I call Medallion Bank and somebody always answers. I can talk through a deal versus getting a denial and just move on. That makes them really valuable to me because I get the prompt attention I need.

– RV Dealer, North Dakota

I like how we’re able to add up the front-end and the back-end to use that bottom number. And they are automatically going to give me 180 months and that’s ease of mind right there, just depending on what the customer needs. They are reliable. They respond very fast anytime I need anything.

– RV Dealer, Pensacola, FL

Recreation Business Development Team

If you haven’t experienced our industry-leading customer service, we invite you to contact your business development manager. Our experienced team is prepared to assist you.

Contact Us

Office Hours — Recreation Lending Monday – Friday 8am – 5pm MT

Holiday Closures

Recreation Lending

  • Phone: (866) 688-6983
  • Opt. 1 – Help with Loan – Speak to an Agent
  • Opt. 2 – Application Processing
  • Opt. 3 – Underwriting
  • Opt. 4 – Funding
  • Opt. 5 – Customer Success
  • Toll Free Fax: (888) 730-5032
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Recreation Lending

Our Blog Read Full Blog

The green headline says, "30% Should Be Financed Non-Prime." Image shows a satellite view of an RV dealer lot with hundreds of RVs and trailers. About 30 percent of the units, mostly smaller, are green to show how many units are likely to be sold to customers who have credit challenges.

Is 30% of Your Business Walking Out the Door?

Are you letting customers who have challenging credit walk out the door without buying? Medallion…

Read More

RV Financing for Dealerships

The goal of recreational dealerships is to sell as much inventory as possible to turn…

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Why Recreation Dealers Need an Experienced Non-Prime Lender

It takes a lot of effort to run a successful recreation dealership. From inventory to…

Read More

Home Improvement

Hours of Operation Monday – Friday
8am – 6pm MT
Saturday
9am – 4pm MT

Holiday Closures

Please note: Holiday closures are not the same for the Recreation and Home Improvement Departments.

  • New Year’s Day
  • Labor Day
  • Memorial Day
  • Thanksgiving
  • Independence Day
  • Christmas
  • New Year’s Day
  • Memorial Day
  • Independence Day
  • Labor Day
  • Thanksgiving
  • Christmas
  • Day before Thanksgiving,
    Wednesday,
    November 26, 2025
    – Closing at 3:00 MT

    Day after Thanksgiving,
    Friday,
    November 28, 2025
    – Closing at 4:00 MT
  • Day before Christmas,
    Wednesday,
    December 24, 2025
    – Closing at 3:00 MT

    Day After Christmas,
    Friday,
    December 26, 2025
    – Closing at 4:00 MT

    Saturday after Christmas,
    December 27, 2025
    – Closed
  • New Year’s Eve
    Wednesday,
    December 31, 2025
    – Closing at 4:00 MT

    Day After New Years,
    Friday,
    January 2, 2026
    – Closing at 4:00 MT

    Saturday After New Years,
    January 3, 2026
    – Closed

Home Improvement Application Processing Open as Follows

Home Improvement loan application processing is open on the following holidays. All other departments are closed.

  • Martin Luther King Jr. Day
  • Columbus Day/Indigenous Peoples’ Day
  • Presidents’ Day
  • Veterans Day
  • Juneteenth
  • Martin Luther King Jr. Day
  • Presidents’ Day
  • Juneteenth
  • Columbus Day/Indigenous Peoples’ Day
  • Veterans Day

Recreation

Hours of Operation Monday – Friday
8am – 5pm MT
Closed Weekends

Holiday Closures

  • New Year’s Day
  • Labor Day
  • Martin Luther King Jr. Day
  • Columbus/Indigenous Peoples’ Day
  • Presidents' Day
  • Veterans Day
  • Memorial Day
  • Thanksgiving
  • Juneteenth
  • Christmas Day
  • Independence Day
  • New Year’s Day
  • Martin Luther King Jr. Day
  • Presidents' Day
  • Memorial Day
  • Juneteenth
  • Independence Day
  • Labor Day
  • Columbus/Indigenous Peoples’ Day
  • Veterans Day
  • Thanksgiving
  • Christmas Day
  • Day before Thanksgiving,
    Wednesday,
    November 26, 2025
    – Closing at 3:00 MT

    Day after Thanksgiving,
    Friday,
    November 28, 2025
    – Closing at 4:00 MT

    Day before Christmas,
    Wednesday,
    December 24, 2025
    – Closing at 3:00 MT
  • Day After Christmas,
    Friday,
    December 26, 2025
    – Closing at 4:00 MT

    New Year’s Eve
    Wednesday,
    December 31, 2025
    – Closing at 4:00 MT

    Day After New Years,
    Friday,
    January 2, 2026
    – Closing at 4:00 MT

Borrower Services

Hours of Operation Monday - Friday
8am-11pm MT
Saturday
9am-1pm MT

Holiday Closures

:
  • New Year's Day
  • Thanksgiving
  • Memorial Day
  • Christmas
  • Independence Day
  • New Year's Day
  • Memorial Day
  • Independence Day
  • Thanksgiving
  • Christmas

Welcome to Our New Website

Welcome to the newly redesigned MedallionBank.com. Our website now features a fresh look and includes a dedicated FAQ page for borrowers, as well as new content for strategic partners.

We would like to hear from you.

We value your feedback and always want to learn how we can improve. Please submit thoughts about your experience with Medallion Bank here:

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Give us a review

We invite you to share your experience with Medallion Bank on one of the websites listed below. Your reviews and feedback are important to us!