Welcome to Banking as a Service

Need a bank partner to offer lending services? This could be the beginning of a beautiful partnership.

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Some of Our Partners

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About Banking as a Service (BaaS)

At Medallion Bank, we supply the banking charter, platform, and regulatory compliance support allowing you to offer digital lending services through your technology platform. We are open to potential partnerships with technology and finance companies that are looking for banking as a service, marketplace lending support, or support for other types of lending services listed below.

Looking for a Way to Say, “Yes”

If you are looking for a partner who is looking for ways to find solutions rather than ways to say no, we are here for you. If you are looking for a partner to build long-term success in your business, we’re your bank. We are very collaborative in finding solutions. If there is a way to say, “yes,” and keep all of us safe and compliant, we will do our best to find it.

Blaine Bagley Headshot

Blaine Bagley

SVP, Strategic Partnerships

Blaine Bagley is a member of the Medallion Bank executive team responsible for developing and strengthening strategic partnerships. He brings more than 30 years of banking and financial services experience and deep expertise in building relationships with contractors, dealers, and lending partners. 

Prior to joining Medallion Bank, Blaine held senior leadership roles at EnerBank USA, later acquired by Regions Bank, where he helped support one of the nation’s leading home improvement lending platforms. Earlier in his career, he served as Vice President and Director of Collections at American Investment Bank, overseeing auto and recreational lending portfolios. 

Blaine’s background in consumer lending, partner relations, and operational leadership provides valuable industry perspective as Medallion Bank continues to expand its strategic partnerships business. 

He studied Political Science at Utah State University, completed extensive leadership training through the American Management Association, and currently serves on the Board of Directors for the Suazo Center. 

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Types of Credit Offered

We are looking for partners who have the platform, compliance, and other resources to originate the following types of credit:

  • Consumer Installment Loans (small and large average loan size)
  • Consumer Credit Cards (smaller average loan size)
  • General Use or Point of Sale for reputable product purchases like healthcare and renewable energy
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Requirements to Become a Partner

Partners must have the following resources to be considered for a partnership. We are also happy to talk with you about how to get to this point.

  • Technology Platform or Retail Network
  • Defined target market
  • Strong capital backing to support expected growth
  • Staff to manage bank-level lending processes and regulatory compliance
  • The ability to purchase and/or hold the loans, or established investors for take-out

Press Release

Press Release

Medallion Bank Enters Into Strategic Relationship with rFinance Credit CompanySeptember 22, 2026

SALT LAKE CITY, UT – September 22, 2026 – Medallion Bank (Nasdaq: MBNKO, the “Bank”), an FDIC-insured bank providing consumer loans for the purchase of recreational vehicles, boats, and home improvements, as well as loan origination and captive finance services to fintech strategic partners, today announced a strategic relationship with rFinance Credit Company (“rFinance”). The … Continued

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Press Release

Medallion Bank Enters Into Strategic Partnership With Together LoansAugust 17, 2026

Medallion Bank (Nasdaq: MBNKO, the “Bank”), an FDIC-insured bank providing consumer loans for the purchase of recreational vehicles, boats, and home improvements, along with loan origination services to fintech strategic partners, announced today

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How Can We Help?

Let’s begin the discussion about how we can work together. If you meet the criteria above or have questions about how to fill in the missing pieces, contact us.

Contact Us

Home Improvement

Hours of Operation Monday – Friday
8am – 6pm MT
Saturday
9am – 4pm MT

Holiday Closures

Please note: Holiday closures are not the same for the Recreation and Home Improvement Departments.

  • New Year’s Day
  • Labor Day
  • Memorial Day
  • Thanksgiving
  • Independence Day
  • Christmas
  • New Year’s Day
  • Memorial Day
  • Independence Day
  • Labor Day
  • Thanksgiving
  • Christmas
  • Day before Thanksgiving,
    Wednesday,
    November 26, 2025
    – Closing at 3:00 MT

    Day after Thanksgiving,
    Friday,
    November 28, 2025
    – Closing at 4:00 MT
  • Day before Christmas,
    Wednesday,
    December 24, 2025
    – Closing at 3:00 MT

    Day After Christmas,
    Friday,
    December 26, 2025
    – Closing at 4:00 MT

    Saturday after Christmas,
    December 27, 2025
    – Closed
  • New Year’s Eve
    Wednesday,
    December 31, 2025
    – Closing at 4:00 MT

    Day After New Years,
    Friday,
    January 2, 2026
    – Closing at 4:00 MT

    Saturday After New Years,
    January 3, 2026
    – Closed

Home Improvement Application Processing Open as Follows

Home Improvement loan application processing is open on the following holidays. All other departments are closed.

  • Martin Luther King Jr. Day
  • Columbus Day/Indigenous Peoples’ Day
  • Presidents’ Day
  • Veterans Day
  • Juneteenth
  • Martin Luther King Jr. Day
  • Presidents’ Day
  • Juneteenth
  • Columbus Day/Indigenous Peoples’ Day
  • Veterans Day

Recreation

Hours of Operation Monday – Friday
8am – 5pm MT
Closed Weekends

Holiday Closures

  • New Year’s Day
  • Labor Day
  • Martin Luther King Jr. Day
  • Columbus/Indigenous Peoples’ Day
  • Presidents' Day
  • Veterans Day
  • Memorial Day
  • Thanksgiving
  • Juneteenth
  • Christmas Day
  • Independence Day
  • New Year’s Day
  • Martin Luther King Jr. Day
  • Presidents' Day
  • Memorial Day
  • Juneteenth
  • Independence Day
  • Labor Day
  • Columbus/Indigenous Peoples’ Day
  • Veterans Day
  • Thanksgiving
  • Christmas Day
  • Day before Thanksgiving,
    Wednesday,
    November 26, 2025
    – Closing at 3:00 MT

    Day after Thanksgiving,
    Friday,
    November 28, 2025
    – Closing at 4:00 MT

    Day before Christmas,
    Wednesday,
    December 24, 2025
    – Closing at 3:00 MT
  • Day After Christmas,
    Friday,
    December 26, 2025
    – Closing at 4:00 MT

    New Year’s Eve
    Wednesday,
    December 31, 2025
    – Closing at 4:00 MT

    Day After New Years,
    Friday,
    January 2, 2026
    – Closing at 4:00 MT

Borrower Services

Hours of Operation Monday - Friday
8am-11pm MT
Saturday
9am-1pm MT

Holiday Closures

:
  • New Year's Day
  • Thanksgiving
  • Memorial Day
  • Christmas
  • Independence Day
  • New Year's Day
  • Memorial Day
  • Independence Day
  • Thanksgiving
  • Christmas

Welcome to Our New Website

Welcome to the newly redesigned MedallionBank.com. Our website now features a fresh look and includes a dedicated FAQ page for borrowers, as well as new content for strategic partners.

We would like to hear from you.

We value your feedback and always want to learn how we can improve. Please submit thoughts about your experience with Medallion Bank here:

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